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15. Don't Exchange Money, Withdraw It
Rather than bringing cash and exchanging it, opt to withdraw it from ATMs. Your bank card will have the best currency exchange rate, and you won't end up paying the extra commission that currency exchange windows take from you.

To give you context, I once exchange 100 American dollars in Madrid and only got 70 Euro back! It was painful - learn from my mistakes.

Image found on Pinterest here, from Henri Bendel.
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