Resist Overdoing It With Student Debt
Your twenties are a time when it's easy to rack up more loans, especially if you go to grad school and take out living expenses after you've gotten used to post-college life. When deciding how much to borrow, remember your future. Living more frugally today will make life better for you down the road when it's time to repay the bill.

Moreover, don't jump into grad school just because you don't know what else to do with your life. Education is expensive and only worth it if it adds value to your future, (not if you're using it to escape your current reality without a real plan for how it will pay off later).
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