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27. Think about the whole picture
Family finances aren't always simple. It's important to take time to regularly monitor spending, habits, and goals if you want to get ahead. If you don't give yourself an honest picture of your finances, you're unlikely to find your financial groove as a family. Moreover, things like college and retirement are tricky, since not enough money for your retirement can affect your children as well. Do your research sooner rather than later and create a plan.