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10. Play With The Balances
The day before payday, look at your balance and swipe a couple of dollars from the total into your savings. So say you have 165 dollars left. Move 65 bucks directly into your savings. You can do the same with your paycheck when it comes in - say you make 754 dollars that month. Move 54 bucks into your savings, in addition to any other savings you usually move.

Image found on Pinterest here, from De Zeen.