6. Don't get suckered into believing the "compare at" prices.
On each T.J. Maxx or HomeGoods price tag, there's a "compare at" price that is said to be the price you'd pay for the item at a full-price retailer. But these prices are often inflated to make it look like you're getting an even better deal. And while the HomeGoods price is still lower most all of the time, a smart shopper won't solely base a purchase on the "compare at" numbers.