Get Smart About Credit Card Rewards
While carrying balances from month to month is something you should avoid, using your cards and paying them off in full each month can payoff when it comes to rewards, (as long as you stay disciplined and don't overspend).

Whether you pick cash back bonuses, travel points, or some other kind of reward, do your research. Done right, you can easily benefit from hundreds of dollars (or more!) in rewards each year, (just remember to factor in annual fees if your cards have any).