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Do Your Homework When It Comes To Healthcare
Just because a plan is more expensive doesn't necessarily mean it will save you money. Look at how much healthcare you typically access in a year and consider the financial risks of selecting a less expensive plan.

In some cases, the cheaper plan may have a higher deductible but the money saved on the less expensive premium evens out and may save you money if you don't actually end up needing the plan during the year.

Compare options and scenarios and realize risk can sometimes bring financial reward, (but, on the same token, make sure you have enough coverage that you won't be financially ruined if something goes awry). Moreover, look into Health Savings Accounts to save tax dollars.