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It's not just the family stuff that makes people uncomfortable this time of year. Many people dread the holidays because they're so expensive. From presents galore to all kinds of social obligations, it's easy to overspend. However, they don't have to be a financial burden. 

With the right planning and self-restraint, you can avoid getting sucked into the spend, spend, spend mentality. And, this doesn't have to come at the cost of your enjoyment. There are plenty of ways to still make the most of the season without blowing your savings. In fact, you might just come out the other side feeling lighter and happier than you can ever remember.

Ready for some tips on how to make the most of your budget this year? Let's take a look.