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Focus On What You're Gaining, Not What You're Losing
Budgeting can feel like a downer when you become aware of all that you're losing. But shift your mindset and instead focus on what you're gaining. Will you finally get to go on vacation? Update your dining room table? Buy a new house? Live without the crushing stress of a $500 monthly credit card payment? Those are all so much better than buying a cup of coffee each morning.