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Make Sure Your Credit Card Isn't Auto-Saved
Buying that dress on Zara,com is much easier when you just have to click one button to have it shipped to your door. Having to actually find your debit card and type in the numbers gives you time to think about whether this splurge is worth ruining your budget over.

If something is really tempting you, try leaving it in the shopping cart for a day. The magic of the item might wear off in 24 hours, and if it doesn't then you know you really love it. Plus, the brand might send you a coupon code to convince you to buy it, helping you save more.