30 Small Steps Everyone Can Take To Get Their Finances In Order

Qapital is one of my favorite apps when it comes to saving. It links to your bank account and lets you create "goals" to save up for. Say you want to save $1000 to upgrade your kitchen. You create that goal in the app, and then choose rules that will help you save.

You can do a "save & forget" rule that will transfer a certain amount into the account every week; a "round-up" rule that roundups two dollars for every credit card purchase you make, and sends it into the account; and a payday rule that saves a percentage every time you get paid.

There are plenty more rules than that, but the important thing is that it makes the saving decisions for you.