Close Your Store Cards
Store cards drag us in with tempting sign-up offers and deals throughout the months. But unless you shop at a certain store frequently, those deals only lure you into buying items you wouldn't necessarily get without the promotions. Plus, they often have really high APR, meaning if you don't clear your balance each month, you give the store free money in terms of interest. Nix temptation and frivolous spending by closing those store cards.