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30 Small Steps Everyone Can Take To Get Their Finances In Order

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Move Surplus Funds To Savings
Now that you're making cuts to your budget, move those surplus funds directly into your savings so you don't spend them. Cancelled your gym membership? Move that monthly payment to your savings. Are you biking to work instead of paying for the bus card? Shift it to your savings. The reason you cut back is to save more, so make sure those funds end up where they are meant to.